Drake said it best: 🎵“Know yourself, know your worth. My actions been louder than my words.” 🎵

Do you know what you’re ACTUALLY spending your money on? In Unindebted the Course, we discuss evaluating yourself to know how much money you’re spending and where you’re spending it. 

With that, you are determining your Current Financial State (CFS).

Your Current Financial State is an exercise that dives deeper into your life so you can recognize the following: 

• How much you have to save and spend.

• How to keep track of where your money is going.

• How to prioritize.

Why is this important? I got chuuu with this example:

A previous client’s income was great, but with all the money she was bringing in, she didn’t know she was still paying for an online monthly subscription. She was paying $29.99 a month for the subscription, which adds up to almost $360 A YEAR! No matter how much money you make, no one wants to pay for a service they’re not using, especially $360 worth. 

How did this subscription slide through the cracks? The subscription was to a software service, a product she wasn’t keeping up with. She was also not monitoring her spending. When you analyze your CFS, you’re keeping track of what you’re making payments on and determining if that’s an expense you want to pay. In this case, she did NOT want to pay it! PERIOD

Keeping track of your finances can not only help you save money but also PROTECT your money. #ProtectYourCheck If my client missed subscription withdrawals from her account, it’s possible she could have missed a potential hacker stealing her money! 

Hackers can use a method of stealing people’s money on the LOW LOW by deducting small amounts of money over time, so it’s less likely for people to catch it. It happens more often than you might think. That’s why it’s important to know how much money you’re spending and where you’re spending it, so you can catch things like that.

Each module in my program is specifically designed to help you make better choices and to help you reach your goals. If you want to learn more about evaluating your CFS and how you can make changes to OWN YOUR CHECK, book a discovery call with me today!